Hadrat Abu Kabsha Ammar (Radi Allaahu Ta’ala Anhu) narrated: I heard the Messenger of ALLAH say, “There are three things about which I make a solemn declaration, and there is also another thing which I would like to tell you. So bear these things well in your mind. The three things that I declare solemnly are: Nobody’s riches are diminished by giving Sadaqa (Charity)
If any one is wronged and bears it with fortitude, ALLAH will exalt him in honor as a recompense for it. No one shall open the door of begging but ALLAH will open the door of poverty on him.
The other thing that I want to tell you and which you must remember, is that the world is inhabited by four types of men.
Firstly, one whom ALLAH has given wealth as well as the knowledge of the right way living who fears ALLAH while utilizing or spending his wealth: who treats relatives well by the use of his riches; and when he appropriates or spends it he does so only for the sake of ALLAH. Such men occupy the highest and most sublime rank.
Secondly, one whom ALLAH has favored with knowledge but has not given him riches. However, if such a person has a sincere wish and expresses that should he get riches, he would spend it on good works in the same manner as such and such person has been doing, the reward for such a person would be of the same order as that of the first person.
Thirdly, those whom ALLAH has given wealth but not the knowledge and desire to utilize it in the right manner and they squander it foolishly and without fear of ALLAH, and do not help their relations with it; such men occupy the lowest position.
Fourthly, those whom ALLAH has neither given wealth nor right knowledge (and desire) and say that if they would get riches, they would expend it in the manner as such (rake and spendthrift) person has been doing. So this is their intention and therefore both of them are equal in sin.” [Jam-e-Tirmiz, Ma’arif-ul-Hadis]