Dec
01
2010

The detestation of taking credit unnecessarily

Hadith One: Abû Sa‘îd radiyallâhu ‘anhu narrates that he heard Rasûlullâh sallallâhu ‘alayhi wa sallamsaying: “I seek refuge in Allah from kufr and debts.” A person asked: “O Rasulullah! Do you regard kufr and debts to be equal that you are mentioning them together?” He replied: “Yes.”

Hadith Two: ‘Abdullah bin ‘Umar radiyallâhu ‘anhu narrates that Rasûlullâh sallallâhu ‘alayhi wa sallam said: “Debts is the flag of Allah on earth. When He wishes to disgrace anyone, He burdens him with the weight of debts.”

Hadith Three: ‘Abdullah bin ‘Umar radiyallâhu ‘anhu narrates that he heard Rasûlullâh sallallâhu ‘alayhi wa sallam advising a person in the following manner: “Reduce your sins so that your death will be easy. Reduce your debts so that you may live a free person.”

Hadith Four: Abû Hurayrah radiyallâhu ‘anhu narrates that Rasûlullâh sallallâhu ‘alayhi wa sallam said: “Allah will fulfil the debts of a person who takes on credit with the intention of fulfilling his debt. Allah will destroy the person who takes on credit with the intention of not paying it and cheating people.”

Hadith Five: ‘Â’ishah radiyallâhu ‘anhâ narrates that Rasûlullâh sallallâhu ‘alayhi wa sallam said: “I will help the person who is involved in debts and thereafter makes every effort to fulfil them, but passes away before he can fulfil them.”

Hadith Six: Maymûn Kardî radiyallâhu ‘anhu narrates that Rasûlullâh sallallâhu ‘alayhi wa sallam said: “The person who marries a woman with mahr, whether it be a small amount or a large amount, and has this intention that he will not pay her the mahr and passes away without paying her, then on the day of judgement he will rise as an adulterer in the presence of Allah. And the person who takes a loan with the intention of not paying it back and passes away without fulfilling it, will rise as a thief in the presence of Allah on the day of judgement.”

Hadith Seven: ‘Umar bin Shurayd narrates from his father (who is a Sahâbî) that Rasûlullâh sallallâhu ‘alayhi wa sallam said: “The delaying of a person who is able (to pay his debts) makes his honour and wealth halâl.”

In other words, if a person is able to fulfil his debts and yet does not do so, then his creditors can disgrace him, speak ill of him, announce his dishonesty in his transactions, and when possible, they can claim back their rights either openly or in secret.

Hadith Eight: Abû Dhar radiyallâhu ‘anhu narrates that Rasûlullâh sallallâhu ‘alayhi wa sallam said: “Allah abhors three persons: (a) an old man who is an adulterer, (b) a poor person who has a lot of pride, (c) a rich oppressor (who oppresses his creditors by delaying in paying his debts).”

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